SS a ae Ss ae - person’s: TERRACE — According | to Terrace Lawyer Ed- _ mond de Walle, everyone shout have a will, as wills are important. De Walle - held a workshop on Wills: and Estates ‘recently at. the Terrace Public | Lib- - Tary. by Daniele Derqube™ : First de Walle explained that a will. is. a written document by which a per- son expresses. or declares: their wishes as to. the dis- position of their property after death. - Ina will an Executor Trustee may be appointed 7 to administer one’s estate | and to carry out a person’s wishes as expressed in the will, explained de Walle, . A guardian can also be. | appointed for the care of a_— infant children. and‘an individual can also express his or her wishes . ‘regarding funeral arrange- ments, said de Walle. ‘What property can a person dispose of in a will? A person may dis- pose of his estate such as land and generally what- ever is erected Or growing upon or. affixed to his land. Other personal pro- perty such as goods - and chattels owned by the ‘deceased can also be dis- posed of in a will, . However, -explained : de Walle, one’s estate does not include life.insurance, registered: retirement say- ings plans, annuities and similar benefits which are payable to a named bene- ficiary; nor does it include property which is owned in joint tenancy by one or - more other persons. De Walle explained fur- ther that if a person owns property in a joint tenancy with a spouse upon one or the other’s death, the un- divided half of the proper- ty passes by law to the one surviving spouse. It does not pass under the deceas- ed’s will. - However, if a person owns a home in tenancy- in-ecommon with their $pouse, upon one’s death | the undivided one half in- terest in the property is. part of one’s estate and - passes under the deceas- ed's will or to the person’s heirs-at-law if a person dies without a will. With respect to real property, de Walle said the legal presumption is that co-owners are tenants-in-common unless the title. to the property states that the co-owners are joint tenants. The legal presumption is that co- owners are joint tenants unless the. title shows otherwise. If a person dies without a will, the Estate Ad- ministration Act governs who will inherit your es- ‘tate; or in other words who are your heirs-at-law. This is also known as the intestate succession. In- testate meaning dying without a will and testate | means dying with a will, explained de Walle. if a person dies without appointing a guardian for ’ their children and there is no surviving parent who has custody of the chil- dren, the Public Trustee becomes the guardian of. the estate of the infant children and- the Superin- tendent of. Child Welfare becomes the guardian of. _the infant children. In ‘order for a ‘relative or other person to become “guardian of the children, an application must be ‘made to: the Supreme _Court for an order to ap- point that relative or per- son, - What about claims against one’s estate by separated spouses, com- -mon law spouses and il- legitimate children? ‘Separated spouses: ‘If a person dies without a will, the spouse takes no part of the estate if immediately preceding death, the de- ceased and spouse were separated for not less than one year. with the intention of living: apart, and had not during that period liv- .ed together with ‘the inten-. tion of resuming cohabita- tion unless the court on the. application of ‘the spouse orders, otherwise. Common law spouses: A common law spouse is defined as a person who is united to. another. person by a marriage that, al- though not a legal mar- rS Lee Maximchuk, 7, (eft) and Sammy Schachner, 6, of the sixth Uplands Beavers, spent time at Skeena Mail recently making bird houses and feeders in conjunction with Scout-Guide Week in Terrace Feb. 15 - 22. Photo by Daniele Berquist, Employment options | open TERRACE — A new pro- gram: sponsored by the Terrace Chamber of Com- merce could provide em- . ployment for those need- ing it. by Daniele Berquist | Lisa Lacroix of Terrace ‘was appointed to her post as manager of the Hospi- tality Training Program earlier this month. ; ‘Lacroix said the pro- -gram was established to ' upgrade standards of food service in Terrace for the upcoming tourist season as well as provide. employ- ment for those needing it. The funding for 15 ap- plicants was made possible by Employment and Im- migration Canada, stated Lacroix. The duration of the — studies is expected to last . 16 weeks in total. How- ever, the course will be divided into eight weeks of classroom instruction at Northwest Community College followed by eight weeks of practical ex- perience in the work force. Lacroix will be approach- ing restauranteurs in the area and said she an- ticipated managers of food service outlets will be receptive to the idea. An instructor from Sel- kirk College, Lorie Lang- ford, has been brought to Terrace by the Chamber of Commerce and employ- ed by NWCC for the Hos- pitality Training Program. ‘Lorie is very qualified in her field’, added Lacroix. The course offers to its 15 participants formal food service skills, a study of mixology as well as super host training, first aid survival course and job entry skills. Lacroix added that she sees the program as bene- ficial for the Terrace area. 1 riage, is valid by common law. It can also be defined as a person who has lived and cohabited with anoth- - ef person as a spouse and has been maintained by - that other person for a- period of no less than two years. If a person dies without a will the Supreme. Court may order so much of one’s estate as the court see fit to be applied for the "support, maintenance and. benefit of that person’s common law spouse. - INegitimate children: “An illegitimate . child is deemed to be the legiti- mate child of the mother and, accordingly shares in the estate of the mother if _she dies without a will. If a child has been under the care, mainten- ance or protection either physically or financially of the father for a period of no less than.one year im- mediately preceding the father’s death, and the father dies without a will, the Court may order as much of the father’s estate © as it sees fit to be applied for the support and the maintenance and “benefit of the child. _ 7 It is important to note, said de Walle, that the above claims .can. only be made against one’s estate @ if that person dies without a will, If a person dies with a will, acommon law spouse and illegitimate. child cannot claim against the estate. A separated spouse may have a claim under the Wills Variation Act, added de Walle. - For a will to be legally valid, a person must be 19 years of age. If the person is under 19, that same per- son must be married or be a member of the Canadian Forces. on active service or . be a mariner or seaman at - sea in the course of a voy- age. - That same person must be of sound mind, mem- ory and understanding, That means, explained de _ Walle, a person must un- derstand what they are do- ing when giving their pro- perty by will to others. The usual circumstances in which a will may be found invalid for lack of testamentary capacity are where the person making the will suffers from in- sane delusions or where the individual is senile or suffers from alcoholism or some other disease affec- ting mental capacity. « A will may also be found invalid if any dur- ess, coersion or undue.in- fluence was exercised up- on the testator by some- one else. For a will to be legally binding and valid, it must be in writing, either type- written or handwritten. The will must be signed at its end by the testator or ‘signed in his name by some other person in his presence and by his direc- tion. . The testator must make or acknowledge his signa- ture in the presence of two or more witnesses present ‘at the same time. Each witness must sign the will in the presence of ‘the testator. The witnesses must be of legal age and must not be a beneficiary or the spouse. of.a benefi- ciary named in the will. If a beneficiary or the spouse of a beneficiary has wit- . nessed the will, the will is still. valid. but the gift to the witness is then void... ’ A will that is not witnes- - sed and is wholly in the ' handwriting of the testa- tor is called a holograph will and is generally not valid in British Columbia. A ‘properly drawn will should contain the follow- ing provisions: ®@ Identification .of the testator by full-name, ad-. dress and occupation, and’ - a declaration that. the document is the will of .a testator. @ Revocation of. all previous wills. — @ Appointment of. an executor-Trustec, @ Direction to ‘the ex- -ecutor to pay all debts, | funeral and administra- tion expenses. @ Gifts of specific pro- . who specializes in Wills ‘perty and cash legacies. : @ Gifts of the residue of . the estate,. e Appointment. of a guardian for any ‘infant children... -0: @ Funeral instructions. aad @ Attention clause. When a will is made, a notice should be filed with — the Dept. of Vital Statis- tics in Victoria: The form of notice identifi ies the Women’ S- Day — set TERRACE — on sun- day, March 8 at the Library arts room in Ter- race at 1:30 p.m. an infor- mal question and answer forum will be set up in celebration of Interna- tional Woman's Day. Guests will be given an opportunity to meet Gabriela Correa, exec- utive member of the women’s committee for human rights in Chile, . The event is sponsored by the Northwest Devel- opment Education Asso- ciation in Terrace. - ra " Review- = ~ Wednesday Mareh _., . Association, - : Hornby Street, Vancou- a testator: by: full. name,’ ad: a8 dress, occupation, birth- date. and place..of -birth and states the date’of the will and: where it is located. . If a ‘trust company hes been made an executor in the will the original may be kept at the trust com- pany without charge... ~ _ If the. -will- has’ .been . drawn by a lawyer, the or- iginal will may be kept at ‘the lawyer’s office in safekeeping without - charge. The only other se- cure place for the safe- keeping of one’s willisan - individual’s own safety deposit box... It is advisable, . said de Walle, to seek profession- al assistance in drafting one’s. will. Trust provi- sions are very complicat- - ed, said de Walle, and the drafting of such: a. docu-* ment. must be exact... A lawyer will charge a _ fee of anywhere from $40 to $75 fora will. ; An. improperly drafted will may bring legal costs to one’s estate of thou- sands of dollars. If a person wishes to ob- tain a referral to a lawyer and Estates information may be obtained by calling _ the. Lawyer Referral .Ser- vice of the Canadian Bar 202-1148 ver, B.C., 687-3221. If an individual wishes to appoint a trust com- pany as an executor or alternate executor, one may obtain the assistance : Of: a trust officer in the _planning of a will without charge. After planning a will with an individual the ‘ trust officer will refer a person to a lawyer to draw up the will for the indi- vidual. If a person ‘decides to draw. up their own will there are several publica- tions on the market which include sample forms ‘of wills available. 1 De Walle added that a person should keép in mind that a properly drawn will must still be ‘signed and witnessed as outlined above to be legal- ly valid and binding. WORD POWER - marimba: a form of zylophone which has a resonator underneath each key. Compiete Indoor Vinyl, Aluminum FREE ESTIMATES! We will be at the an appointment. Installations, Sundeck, Railing & Sauna. Equipment P.G. POOLS & SPAS in Prince George P.G, POOLS & SPAS will ba In Terrace on MARCH 16, 1987 to assist you with your special needs. INN OF THE WEST Leave message at desk or call 561-1118 for 961- 1118