Wednesday, February 16, 2000 UNIEY CALENDAR CONTINUED FROM PAGE 3 Room, Capital Health Re- gion offices, 3995 Quadra Street, Victoria. Call toll free: 1-888-5543-2666. Sidney Silver Threads Be Well program is held Mon- days, 1 to 3 p.m. Join us for blood pressure monitoring, ~ reflexology, manicures and pedicures. 10030 Resthaven Drive. Weight loss clinic, Satur- * day, Feb. 26,10 a.m.- 1 p.m. - Call Brentwood Peoples Drug Mart, 652-0155 to.reg- ister. Limit: 15 people... Screening Mammography - clinic will be held at Penin- -sula Health Unit, Mt. New- ton X Road, on March 8, 9, 10. Doctor's referral not re- quired; funded by the Min- istry of Health. Takes only. 20 minutes. For an appoint- “ment, call toll-free: 1- ale 663 9203. TOPS (fake. off Pounds Sensibly) meets. every “Monday night (except statu- tory holidays): sat the Penin- sula Health: Unit, 2170: Mt: 1 Meeting 7-8 cndeht loss suppor 3535 for more information. ‘Miscellaneous. Sidney Seniors Branch 25 ~. BCOAPO meets Thursday, Feb. 17, 1:30 p.m., 10030 Resthaven Dr. Social after: - noon. with entertainment... Call Don, 656-2258, Bone-a-Fide fun at Swan The water omay, occur, appliances,: 2 Page ae ‘ - team~that meets-.weekly. » the next Sidney Concert Se ~--Qpen. to.men,: ladies: and, Mes presen youths over the. age: of: 10: who share a common con-,; ~cern,,of. Managing, pounds. sensibly. ‘Call-Anne. at 361-.. TOWN OF WATER MAIN Lake Christmas Hill Nature Sanctuary, 3873 Swan Lake Road on Sunday, Feb. 20, 1 to 3 p.m. Put skeletons to- gether or play the Mystery Bone Challenge (and you can bring the skeletons in» your closet to be identified by. expert. Becky Wigen, UVic). Call 479-0211. School : District 63 Re- source Centre © presents - Learning About Learning by Jack Fleming, superinten- dent for SD63 on Thursday, Feb. 24, 7:30 p.m. at Keating Elementary. For’ info call 652-9695. Ancient Forest slideshow presentation on the endan-. gered Stoltmann “Wilder- ness and Walbran Valley by Ken Wu and Diona Davies - (WCWC) ‘at Sanscha Hall. on Thursday, Feb. 24, 7:30 - to 9'p.m.: by donation. Call 388-9292. The Northwest Earth In- stitute presents Deep Ecol- ogy and Voluntary Simplicity -study circle. Learn. more ~ about your, place‘in’ ‘protec-, ‘tion of the environment. At-~ gad. Weigh-i , tend! the-sessions Wednes- 3 ae day evenings March 8- May. = 17,-7:30.- -9 p.m. Call Arlene” Keyboard. Generations i beth’s | "Catholic Church, 10030 Third Street: Also; St.. Cecilia Orchestra. Tickets. 612) at Tanner's Bookstore: and Mainly. Music: in Sid- ney; The thought Shop, Brentwood. Bay. | Stelly’s Secondary ) Music” Dept... in. concert at. the - Saanich Peninsula Presby-. terian’ Church, 9296 E. Saanich. Rd., Wednesday, Feb. 23, 7:30 p.m. Tickets" 7 SIDNEY The Sooke Reservoirs is presently ull, To take advantage of this situation, Mushing of water mains Will be carried out in the area. south: of Henry Avenue: oa between February Pand March 3, 2000, “pressure may be low: in areas where. flushing. is taking place. and discoloration of water ny Residents are “advised 10 run cald waiter taps to clear _ their system: of any disc oloration prior to using washing machines oor other: water: CONSUMING : ‘ . 3 be neg : fi 7 The Town of Sidney wil nat neu any responsibility : _ for damige resniting. from use of discolored water, oR, Konrath. > Water Utilities Foreman stoipenancaenarsvetpinnneninacinenaphpasanpe stim tinpeng vReena® Spey MMMM UPR MRNA Reena ($8, 12 & under free) at Tan-. ner’s Books, the Church and Stelly’s School. The Sidney Concert Band in concert on Saturday, Feb. 26, 7:30 to 9:30 p.m. at Saanichton Bible. Fellow- ship, 2159 Mt. Newton X Rd., across from Saanich Peninsula Hospital. All pro- ceeds to SPH Foundation. Admission by donation. The Arion Male Voice Choir, sponsored © by Saanichton. Bible Fellow- ship Church, 2159 Mt. New- ton X Road. (across from hospital) performs Friday, March 10, 7:30 p.m. Tickets ($10) at door or call 656- 8885/655-4654. Sports Central. Saanich’ ‘Lawn Bowls Club welcomes new.” members for the 2000 sea- son. Coaching if needed. Call 652- Nhe or 652-4995. | ‘frequently at very good interest rates. “RON NCURNEY. : ANAT SERVICES : INSURANCE: UNDERWITER : SEE 102-9838 Fourth Street, Sidney ie To Reach Every Household on the Peninsula with your. Advertising, Call... 656-1151 t & ' are not all the same E “As the © RRSP i is one of the best tax and retirement planning strategies avaiable we: y hope: you are making. every effort to invest: If money is tight, you, may. look into fa. RRSP loans. These are readily available through ne investment companies and, iM The 1999/2000 RRSP season is here and many of you are looking’ at where to place qyour.investment. As always there are Guaranteed Investment Certificates (GICs) and the myriad to ‘traditional mutual and segregated funds. We will look al 2 lesser- ti known types of RRSP investments - the venture capital funds and global RSP funds. i Venture capital/i.abour sponsore ced-{unds: These investments, when placed i in an FE RRSP, are wonderful tools to reduce the amount of income tax you pay. The funds » a: offer a 15% federal tax credit and a 15% provincial tax credit up toa ‘combined total. A of $1500. 00,:in addition to the standard RRSP tax credit. Also, in’ the. right “a circumstances, venture capital investments can help you to increase the foreign content level in your RRSP up to a possible high of 40%. , ~ Global RRSP funds: Tax laws say you are allowed to hold only 20% of your RRSP in international investments in most circumstances: Foreign RRSP funds have been HL developed in an attempt to capture higher RRSP returns by taking advantage of Ff strong global markets through the use of forward contracts ar derivatives, A forward A contract is an agreement between ‘dealers trading directly with one another. to: fl receive-value for.an asset at a future date at a pre-agreed price. Fund companies A and Canadian banks enter inta agreements on undedying international funds to create derivative products. When you invest in one af these funds, the fund tal’ i your money mainly in interest Learing assets such as bonds, The bank then. use