Page 14

A Victoria man’s application to subdivide 30
acres on Tatlow Road now in the Agricultural
Land Reserve has been referred by North Saanich
council to.its zoning committee.

_. The application is the third since 1978 and asks
the property be divided into three 10-acre parcels
‘to be used for hobby farms. The property is

~ currently divided into two 15-acre lots and has no
buildings.

olely on. the basis of age.

ue $390 for each accident.

ag ae

a ae re oe
wea :

1980 saw the implementation: of Phase. I of the
“Fundamental Auto Insurance Rating program.
The whole idea behind EA1.R- is ultimately to remove
any form of discrimination in automobile in-. .
--surance rates for reasons of age, sex, marital status or
-where a person lives in the province. It seeks to
“or! 1 link Autoplan rates solely to an individual's driving
ie). record, habits and attitudes. And that’s fair. . 7
‘Phase II of the five-year EA.LR. program will take :
effect on January 1, 1981. Here are the highlights:

oh REMOVAL OF AGE AS A RATING FACTOR: .
Pel “This 'step completes the removal of age, sex’ ‘and
_ marital status.as factors in determining how much |

s- you pay for.your: ‘Autoplan i insurance. From now. on,

*noindividual or group will be penalized or favoured.

J 2. ! INTRODUCTION OF A DRIVER ACCIDENT

hier it belongs - ~on the individual behind: the =
wheel-a Driver Accident Premium will be initroduced 4
_on January 'l, 1981. It will apply to drivers of vehicles
“rated for pleasure or drive-to-work use. It means:that |

. drivers of such vehicles who are responsible for gids
= an accident which results in property damage or bodily -
“injury to others will pay.an additional premium of

poe Peo This premium may be paid’ in onc lump sum.or.
oft] -in three equal instalments - the first payable-at the

= time liability is determined, and the second and third:
* on the next two anniversaries of the accident. :

7 If the total claim is $100 or less, this Driver. ;
Accident Premium will not be charged. If the. liability". adding 30%.
is divided, cach driver whose share of the claim is

“more than $100 will be charged the full Driver Accident

Premium. If the claim is less than $390, the driver
who is at fault may choose to make.a single payment
equal to the amount of the claim, rather than pay

The two earlier applications asked for six five-
acre parcels and four 7.5-acre pieces, respectively.
The Agricultural Land Commission denied both
applications and suggested two 15-acre parcels.

Kenneth Pearce, 209-1095 McKenzie Avenue,
acting on behalf of himself and two other owners,

agreed to the suggestion and divided the 30-acre
lot in half.

Discount system in 1981.

| VEHICLE DISCOUNT. .

~ free ‘driving. -

foes to col

business and commercial vehiclés will continue
to be rated under the existing Safe Driving Vehicle

- (b) The Driver Accident Premium will also r not
apply to drivers of motorcycles or trailers. This _
is because the cost. of the accident premium could.
exceed the total cost of Autoplan insurance for
~. these low-premium vehicles. However, motorcycles.and -
trailers will still be rated according to the Safe
Driving Vehicle Discount system in 1981.

3. CONTINUATION OF THE SAFE DRIVING

~The Safe Driving Vehicle Discount system will
~ continue to be applied throughout 1981. a
For instance, if your vehicle was involved i inan death benefits.
accident at any time in the three years prior to
~. December 31, 1980, you will lose, or already have lost,
part of your. Safe Driving Vehicle Discount. . a
- ‘Despite any changes in the EA.LR. program, you ‘
will still have to ‘earn back’ the full 3-year discount
- with the required one, two or three ‘years. of accident.

An accident oceuring fer December 31, 1980, ee

; - dn addition to the new Driver Accident Premium
for peoale who cause accidents, 1981: will see.a.
~~ revision of the Penalty Points Premium program as a
“deterrent to irresponsible drivers who acquire.
. penalty points for traffic violations.
<The minimum number of points a driver can
acquire without financial penalty is now 4 instead _
of 5. The maximum number is now 25 instead of 20.
AOS The dollar amount of the additional Penalty
~. Points Premium is calculated by squaring the number -
of points, equating that figure to dollars ang .

- 5. ADJUSTMENT OF TERRITORIAL RATES.
Further changes will be made in the EA.LR. pro-
gram towards climinating differences in territorial

rates. In 1981, these differences will be : adjusted toa.

“maximum spread of 20% between territorics,

THE REVIEW

* In his latest application, Pearce said the land
would remain in the ALR and each of the owners
would construct residences on the 10-acre lots.

Pearce argued the property is not in use in any
way and to his knowledge has never been used.
He said there are no commercial farming
operations in the vicinity and he does not consider
the land ‘‘appropriate for a commercially viable
farming operation.” -

Wednesday, January 28, 198]

iitee

Many ‘neighboring properties are residential
with one-acre lots,“Pearce said. ‘‘We feel that
subdivision into three lots will permit the owners
to construct personal residenees.and develop
hobby farms without any detrimental effects on
the community,’’ he said.

The property, bounded by Willow, Tatlow,
Alder and Clayton, has been assessed at $175,000
by the B.C. Assessment Authority.

to pay claims for bodily injury and death. It provides ..
for the victim’s own Third Party Liability coverage

to be applied to bring the total | payment to the higher
amount of coverage.

For example, in a situation where a driver at fault
carries $100,000 Third Party Liability coverage but
the victim carries $500,000, the higher amount can be
applied to the claim.

2. INCOME REPLACEMENT

Ifyou consider that the standard No-Fault benefits.
_ would be inadequate to cover your lost earnings
in the event of an injury-resulting from an accident,
you may wish to consider this endorsement. It pro-
vides limited additional lost income protection and

_ 3.LOSS OF VEHICLE t USE.

You can purchase this endorsement i incon-.
“junction with an Own Damage policy. It provides for
. reimbursement on a fixed.scale to cover the:ex-
--- penses of a rental vehicle when you make a valid claim

for. Own Damage coverage.

“You cari choose reimbursement to start 24, 48 « or:
ae 72 hours after the accidentis reported toICBC.
or the police. It will‘end with completion of repairs, ,
‘replacement of your. vehicle, or the date on which »
ICBC. tenders. settlement for the loss of your, vehicle.

3 4. AUTOPLAN RATES FOR 1981

- Unavoidably, Autoplan rates will increase in 1981.
Why? Quite simply because the: number of acci-
dents is going up; the severity of personal i injuries is

-increasing; the:cost of settling claims + both col-
lision and personal i injury~is skyrocketing.

- We can’t control these factors. The costs we can
. control, like the administration of Autoplan, are

~ among the lowest for any corporation in the auto in-

-- surance industry in North America: 16 cents of the .

' premium dollar versus an industry average of 30 cents.
Inflation plays a large partin the rising
cost of settling insurance claims, but so does the increas-

“ing complexity and. ‘sophistication of today’s
automobiles. Dual headlights, unitized bodies, light- -

weight materials, catalytic converters ...these are:
just some of the advances in safety, environmental

_ small and North Saanich

_ Cumming ~ reiterated —

. would go to the owner,

as Dermid. Bingham told ae
Jan. AQ, council meeting.

take. ‘a. stronger stand.’

perhaps ©. with:
editorials.” i
a Bingham - ‘made “the.
~ comments: after council.
~ received a--letter from
Ken and Una Dobson,

protesting —- increasing -

_.three. large. maple. trees.

Tax sale
opposed

. North Saanich council -:f
Jan. 19. rejected by a --#
slim 4-3 vote Ald. Edgar
Farthing’s bid to sell a
municipally-owned Deep
Cove lot. “s

It was Farthing’ $
second attempt to sell
the 50 by. 100-foot lot.
He originally ‘brought -§
the issue to the zoning
committee Nov. 10, but
adminstrator Ted Fairs
pointed out the property
was acquired as a tax
sale and any money after
its sale would go to pay
off back taxes and to the
former owner.

Earlier in 1980 council
decided not to sell the lot
and instead retain it for
municipal use.

But Farthing brought
the issue back to the
zoning committee Jan.
12 and received com-
mittee support. Ald. Jay
Rangel argued at that
time the lot wouldn’t be
used as a neighborhood
park because it was too

residents have minimum
half-acre lots — large, —
enough. for that sort of =
activity.

But Mayor Eric. -
Sherwood and Ald. Jim | :

council’s | earlier
resolution to retain the
lot. Ald. Alan Cornford
added that. since the
major portion. of the
proceeds from the sale

the benefit to. the. :
municipality. would be. >:
‘‘very marginal: or-even |°.:}
detrimental.” He said“:
council’ should look to
the future when the lot
might be of use.

| _ Vandals e ..
mutilate _

tr ees eetty = fa
“‘Noith Saanich’ “Ald.

he wants ‘the’ media‘to »

against. “vandalism,

$06. ‘Norris Road;

vandalism. ae
.. The. Dobsons ° said — a
vandalism was- brought °

home to them this year
when. they. . discovered

near... their ~ property -
‘mutilated. a

Council’ agreed © to
“notify the RCMP ‘and -
ask "if they. could | do
‘something.

the Driver Accident Premium. » protection, fuel cconomy and styling that make

| This premium is charged to the driver of the every accident that much more costly. Settlements for 1 RED CEDAR
vehicle, whether or not he or she is the owner, injuries are also increasing cach year. a 12” Sos
Failure to pay a Driver Accident Premium after notice So, here are the rate increases scheduled for 1981: ; CIRCULAR. Oo
_ from the Corporation will result in dim fo a veh lc Ain average iiicreasc of 31% for compulsory LR WALL fe
ty |. Damage coverage for a su pecquent ¢ aim for a vehicle - Third Party Liability coverage. a qd |
on owned by that driver, ; . | “PLAQUES. .
ea An average increase of 48% for extended . 0 .
ree There are two exceptions to this new Driver, Be Sever alinsuranee o options will be available toyou — Third Party. ‘Liability and Collision: a H =» «Dogwood &
ree ie Accident Premium: ein 1981 when you renew your Autoplan insurance. coverages. - : Native
Tedoe I i ; hi lo i uh Please take time to check them out before yourenew. H Designs
oo Ee ee {a td act not apply to drivers a ver ric cs ate e They are part of (CBC continuing program Further details on all . $900.
» for commercial or business use, Since the cost of . “topr ovide broader range of coverage to meet your ~ aspects of Autoplan: = 20 7
_ insurance is a business expense, its unfair that.anem- specific needs. ~ may'be found inthe 1981 me PA
= ployce- driver should pay the Driver ‘Accident. - Motorist Kit available re —
me | Premium when responsible for 1, UNDERINSURED MOTORIST PROTECTION ~ from your local i ~ RUST’S |
an accident while driving, aM, “This option provides extended protection to the. Autoplan Agent © -f JEWELLERS
me _ employer’ vehicle i victims of accidents where the insurance earried ~~ and from Motor, iS eens ae
“However accidents will still, by the ‘driver at fault pee 2443 Beacon 656-5329

is hot sufficient Licenee Offices:
«mean higher: . Se ec ee

“insurance costs for
“owners of such -
vehicles because -

THE WORLD

{IS YOURS.../F

1 YOU KNOW: THE |
RIGHT PEOPLE...

Whorevar you move jhe Welcoine-
Wagan hostess is the fight person to
help you: find -a place i your now
community, :

‘Victoria: ATTN.
Slaney S11
GCantral Saanich oar ayaa

' \ f . pS ‘ * . ' Fae J Aa athe ely
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