Want to know how to save tax? Get out of debt? Make more. from your investments?. Solve a banking or insurance problem? Raise your retirement income? - Mike Grenby has the answers. ‘His regular column will help you gel more from your money Mike is well-known for his ability to explain complex yet. vital financial matters in plain English. And he is completely objective. He enlivens his advice by tel- ling how he bargains with his bank manager, beats the taxman at his own game, or saves money by riding a moped, sharing a- meal out with his wife Mandy — . or having Mandy cut what 5S left of his hair. Mike's award-winning column now appears in 50° newspapers across Canada. -Mike has written three money books (total sales: more than 100,000), appears frequently on radio‘and TV, acts as a consult- "ant to government and. business, . “puts on seminars and does indi- - vidual financial counselling. It’s time for a quick financial. checkup. Now, this-won’t hurt:a bit. In a fact, all-you have to. do is open | your purse or wallet and say ‘Sa-a-a-ah.”? .. Hmmm. I-see-a litle bit. of — s “extra debt in there. Anda couple of lazy. investments. And .. - itis — a:small. hole where you: paid’ too much income tax. last ~ year, lottery win? The British Columiba Lottery Corporation has published a guide for lottery: winners’ called, Suddenly ... It’s You! Written by financial columnist ~ ] and personal financial adviser -Mike Grenby, the handbook con- tains information about moncy options, Although the book was. commissioned by the corporation: - as a guide for those winning major lottery prizes, it could be useful to anyone recciving a large sum of -moncy suddenly, suchas an inher: . jlance or jury award, _ Also included inthe book. are sections on mecting the media. interviews With previous winners, taxcs,. financial advisers ana ~ money: mangement. The handbook is be ing provided - ~~ free of charge to all major louery “winners in eBritish Columbia, Members of the general public | may purchase the book for $6.49 by. contacting the: local: corpora. tion offices aL 661 Alphast, Units or by: BF, Victoria, V8N481,. calling, 270-5686, “Two recent. major Jottery wins. have been repistered in Sidney = one for $336 DOO the ae for : a $500,000, “YES NO_ ‘ ‘YESS NO - You "obably’t have physical we - «checkups. fairly: regularly. But Handling 1 win | How would you handle a major when. was the last time you sat. down to review the neath of your finances? This instant checkup won’t force you to change anything. It simply shows you what might be improved, .if you fecl so inclined. Circle your answers. If you have a partner, take this quiz. separately —~ then compare the results. I guarantee that will start a lively discussion! _ YES NO (1) Have you sat down recently to discuss your financial priorities with your family or. your- self? Is progress satis- factory? (2) Have you written out those financial goals? . YES NO (3) Have you listed the steps you should take to reach the goals? YES NO YES NO. being :paid off as quickly as possible at the lowest rates? YES:NO mo moncy easily? (6) Are you satisfied with your investments: ‘The return? Risk? Time YES NO involved? Advice you : receive? every -possible ‘tax understand RRSPs? -