ttt Wednesday, November 10 10, 19: OS Cg eateale eu aeey, Pre er ee 32 PENINSULA NEWS RF REVIEW _ “4999 ms Tncreasing foreign content. ith the RRSP sea- clone funds, it is now possi- ; wl ' F ‘ tt *ayoot Ronda __ Laferriere, .an naming it Hector s Heating should Osh vt Bet et et soar RRSP 7 experienced actress and & Ventilation Ltd. “I've helped a lot of peo- ple build their castles over the years,” says Hector. He and his staff of 12 sup- ply, install, service and re- pair gas, oil and electric forced air systems for new existing veteran of community the- atre, is the owner and cre- ative force behind Scene & Heard.. She offers children and youth who enjoy creative writing and dramatic ex- non-Canadian investments. There are several advan- tages to considering such an approach. The most ob- vious is that it allows for greater exposure to mar-. kets other than Canadian. A some of the new develop- ments which may affect the way in which you invest. The federal government has not yet changed the foreign content rule; investors are limited to investing a maxi- mum of 20 percent (based on cost price) of the RRSP on foreign investments. large mutual fund compa- AGF and Fidelity are now offering funds which are essentially 100 per cent for- eign, yet qualify as Cana- dian investments. These clones are really separate funds, but are designed to track the performance of a parent fund. Essentially -what they do is'use no-risk derivative products to track ent fund. By using such Interior-Exterlor Wall Coverings | ° Spraying oo Residential Age. Commercial “ PhJ/Pax 4 ah mt tr et Dyes ep Qa tbe ae 4 However; several of the . nies including Templeton, - the performance of the par-- Goepel 0 MeDeraid Re cui Tres. ' 9764 Fifth Street, Unit 7. Sidney = 4748020) ‘SIDNEY AUTO SUPPLY ‘Bevan at Fifth Visit our Wabsite at wn aldneyoute bee —656- W123 © ‘ Witte: ads a) Ry] “The MEN'S Shop | Marina Court on and Sireet yy Uae aD “ke much touted statistic is that the Canadian equity market amounts for only three per cent of the worldwide. eq- uity markets. By not invest- ing globally we are exclud- ing 97 per cent of the world markets. In addition, his- torically many markets have out-performed those ‘in Ganada. By. investing outside of Canada it is also possible to provide some currency protection against our notoriously weak Cana- -dian dollar. On the downside, the management’ expense ra- ' tios tend to be.a bit higher. + Ralph Sommerfeld, F.C.S1. “Senior Investment Advisor _ Tel. (250) 655-5556... 7 DAYS A WEEK in ‘BEACON | AUTO PARTSLTD. "SIDNEY'S LARGEST AUTO PARTS STORE" “ ¢ Startors & Alteriatars ¢ Arvkes © Filters @ Shocks © Dupont Pane © Hydraulic Hose : © Welding Stipplies.e Tools © Batteries weno 56-0129 === Milla Rd. at MacDonald Park os ecomueinereen piri rnin reienemnmnnmetnena mre remaentieatant inn immmesierainanarenmavareensinuunninenmimeuryme ermnd A | ewe negetaspesensecen ste torial ctyade ponies eb be reac ate bebe ent ot ana) on fiese types of funds. That only makes sense as they are considerably more complicated to manage than is the more traditional mutual fund. It is also con- ceivable that they may not ‘track the indexes precisely. This is the result of the cost associated with the funds and the fact that not all of the funds — on:an exact dollar for dollar basis — is - fully invested. "Advertise in — the Peninsula. ‘News Review = _ | business pick up! Call Lor ‘l, Jean or - Bruce to book your space today 656-7 157 2 te, MEA Popioncrsee ee treason mbgpunenigt| Ee es PTE id ae ily and watch your '|f pression, an opportunity to share, interpret, and showcase their original poetry, prose, songs, and skits in dramatic form. Call Ronda at 652-2077 for information about the introductory course and winter classes to be of- fered through the cultural centre at Panorama Leisure Centre. KKK Back to. the storefront: Debbie Size has moved Balloons By Design out of her home and into the retail space beside Dig This, on Fifth Street in Sidney. Debbie specializes i in bal-: loons for.all occasions, from simple bouquets, to table centres for weddings, .an- niversaries and parties, and decorations for special — events.) ko ere ~. Order a» bouquet. by. phone, 656-4741, or drop in. |. and see the full line of party . _ favors, cards, novelties, and ‘ gifts for all occasions. Delis oy Satna \ Wh “Sian ae BATE ee “RANCH HOURS ; \ Mon. ~ Thurs, 9:30 a. ta 8:00 pan. Re, 80 a, to Gd pam © Sat 9.90 aan. to00 pam Insurance and Finuciat Manning services provuled hy de ifie Const Savings Inearanee Ser vices Lil. Peter Southam has pur- chased Sidney Marine Sup- ply, from Fritz Peyerl. Man- ager Brad Ancelet wants you to know the store will retain its traditional position as the place to find “every- thing for your boat.” -- New items have already been added to the inven-: "tory; more are expected. | There will be changes to - the store’s layout as well. Peter and Brad invite you’ to come in and check: out ‘their selection of Christmas gifts for the boating enthu- ~siast. They're at 9824 Fifth. Street. . KEK ut Ae I" ie Hate Tava construction, - After building Slee I Lum: 7 n ber’ s heating and ventilation | - business over several years, - ; ~~ Hector Brouillette has _ purchased the business, re WECAN ASSIST YOU WITH YOUR FINANCIAL NEEDS. > Mortgages é& Loans » Financial Planning » Insurance > Real Estate > Investments » Business Accounts : Our Sidney branch offers full ,. .. Service banking, including mortgages and loans. Financial Planning services plus all insurance products are available here through Pacific Coast Savings Insurance Services Lid. And we're pleased to inform be you that we have full Real 4 uh > Estate services as well. ! We have an experienced team; each can assist you with all your financial needs. Whether. buying a new home, discussing — | investment options or prae e ~ qualifying for a Joan or. “mortgage, we can help. ; No didnt necessary, | He ayy rhe homes and light commer- cial work. Stop in to the shop, lo- cated at 203. - 2031 Malaview, across from Slegg’s, and look over their line of gas fireplaces, barbeques, patio heaters, and wood stoves. Call them at 655-0661. kak Stacey Kirk and Carrie Kurivial, with 12 years pro- fessional cooking experi- ence between them, have purchased Sidney’s 2 for 1 Canadian Pizza from Bev Pederson,. owner of the Saanichton franchise. - They offer.23 varieties of pizza, plus donairs, chicken, ribs, and. pasta -—-.. and they’ re developing ' some new products. - If you have a sweet tooth. try. their “sweet fingers” dessert pastry. : Find them at 9756B Third Street. Call 655-1991. for Pick-uy cup: or delivery, Open ~ Coxe 0 ON PAGE 33 fe Hi tie i ne ‘het aoe a a hac ateashnes gh deh Adak inbied tn th nica ianedans Te TT Te er eT te ee feather Seti bh th le haf ern ‘ lai ail alll ‘eeted wane | ae aT | TE Ey ee Cee i TTT eet Than Per bee ti cr hb aT hee NDP) py wa hy we